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"The volume of credit depends upon three factors: the desire to borrow, the ability to lend and the desire to lend."

— Benjamin Graham
benjamin graham Quotes Volume,Ability,Factors

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There is a limited elite that understands the secrets of their own techniques, but not necessarily of all techniques. These men are close to the seat of modern governmental power. The state is no longer founded on the 'average citizen', but on the ability and knowledge of this elite. The average man is altogether unable to penetrate technical secrets or governmental organization and consequently can exert no influence at all on the state.

— Jacques Ellul

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A home life where it's so full of so many rigorous ideas about the way things should be, this word "should," I think is absolutely toxic to children. It hurts their personalities, it hurts their points of view in the world, it hurts their ability to be open and caring and curious. An element of allowance in a family, is, I think, really a positive thing.

— Mark Ruffalo

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