"Knowledge , surely, is always of time , whereas knowing is not of time. Knowledge is from a source, from accumulation, from conclusion, while knowing is a movement."

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Nothing is more common than energy in money-making, quite independent of any higher object than its accumulation. A man who devotes himself to this pursuit, body and soul, can scarcely fail to become rich. Very little brains will do; spend less than you earn; add guinea to guinea; scrape and save; and the pile of gold will gradually rise.

— Samuel Smiles