""Risk means more things can happen than will happen." It is not standard deviation. It is not variability. It is this sense that the future events are highly variable and unknowable that gives us the best sense for risk."

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Private and public life are subject to the same rules-truth and manliness are two qualities that will carry you through this world much better than policy or tact of expediency or other words that were devised to conceal a deviation from a straight line.

— Robert E. Lee