"We must choose with our agency to obey in faith that the promised blessing will come, that the promise is true because it comes from God."

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A single agency responsible for systemic risk would be accountable in a way that no regulator was in the run-up to the 2008 crisis. With access to all necessary information to monitor the markets, this regulator would have a better chance of identifying and limiting the impact of future speculative bubbles.

— Henry Paulson