"We got a lot of excellent people and businesses from Bear and WaMu. But Bear definitely was more painful. WaMu got us into Florida, California, and other states, which was a huge benefit - to expand and grow and add middle-market, private banking, investment banking, and other products, too."

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I think the more people you add on stage, the more locked it things become. Whereas fewer members on stage gets the audience to notice any small idiosyncrasy or unique moment that one of the three people onstage is having. It also means that mistakes are accentuated, but to good affect generally if you are that type of band.

— Chris Cain