"Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner."

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When we evaluate the rightness or wrongness of actions or behavior, we need to ask ourselves if that behavior will edify—build up—ourselves or someone else, or if it will tear down. The question is not what we can get away with, but what is healthy and edifying. When it is all said and done, are we edified spiritually? Have we been built up and strengthened in our relationship with the Lord or with our spouse, or have we been weakened? Do we come away encouraged or discouraged, confident or filled with a sense of guilt or shame? Is our conscience clean?

— Myles Munroe