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— Jean Chatzky"You really don't need to hire a debt settlement company to negotiate with your creditors."
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After explaining why you're in trouble, ask the creditor if the company would be willing to accept a smaller amount. Start negotiations at about 30% of the total amount due, with the end goal of paying 50%.
— Jean Chatzky
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It is an error to suppose that a man belongs to himself. No man does. He belongs to his wife, or his children, or his relations, or to his creditors, or to society in some form or other.
— George Augustus Henry Sala
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