"I grew up in the suburbs, and I listened to hip-hop for the right reasons, which was to understand a culture that was beyond mine, and to understand what was going on in places outside of my sheltered bubble."

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I don't even know what that means. People who get credit have to get it from somewhere. Does a credit bubble mean that people save too much during that period? I don't know what a credit bubble means. I don't even know what a bubble means. These words have become popular. I don't think they have any meaning.

— Eugene Fama