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— Kyle"Swearing can be fun, but doing it all the time causes a lot of problems"
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You know what is right. Deep down, you know. The battle between your true wisdom and the counterfeit wisdom of society is what causes frustration. Refuse to compromise with what you know is right-with what is right for you.
— Vernon Howard
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One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not.
— Mark Skousen
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