"Have the courage of your own convictions and don't be swayed by friends who boast about their financial home runs. Last year's winners are often this year's losers."

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I say salvation is the free gift of God. It is God's free grace, I preach unto you, not of works, lest anyone should boast. Jesus Christ justifies the ungodly. Jesus Christ passed by and saw you polluted with your blood and bid you live.

— George Whitefield