"I borrow to pay my honest debts and not to squander foolishly. What's more, I confine my borrowing to those who can well afford it. I don't go around sponging on widows and orphans unless they have plenty."

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A very complicated mass of things influences the economy - the speculative effect, government policy, consumer borrowing and spending, the level of technical innovation (which I concede, although everyone emphasizes it too much), and much more - including, of course, the rate of inflation.

— John Kenneth Galbraith