Home Ownership Quotes

Securities based on risky mortgages are what toppled financial institutions but it was the government that made the mortgages risky in the first place, by making home-ownership statistics the holy grail, for which everything else was to be sacrificed, including commonsense standards for making home loans.

I'm fascinated how owning something, especially something as big as a home, can affect your political leanings. Home ownership spawns thoughts of equity and maintaining value.

The most critical factor subduing the demand for housing is that home ownership is no longer seen as the great, long-term buildup in equity value it once was.

It's easy to underestimate the real cost of home ownership.

Home ownership is the cornerstone of a strong community.

I have been mislabeled as a big advocate of low-income home ownership over rental.

There is nothing like staying at home for real comfort.

Since 1994, unemployment rates are lower. Median household income is higher. A greater percentage of Americans are graduating from college. Home ownership rates are higher. And the violent crime rate has decreased.

No one pushed harder than Congressman Barney Frank to force banks and other financial institutions to reduce their mortgage lending standards, in order to meet government-set goals for more home ownership. Those lower mortgage lending standards are at the heart of the increased riskiness of the mortgage market and of the collapse of Wall Street securities based on those risky mortgages.

Home ownership was the fig leaf for the rise in subprime lending. But that was really about cash-out refinancings, not buying homes.

By laying the groundwork for a system centered on home ownership rather than the public housing popular in Europe, the New Deal made possible the great postwar housing boom that populated the Sun Belt and boosted millions of Americans into the middle class, where, ironically, they often became Republicans.

Freeing yourself was one thing; claiming ownership of that freed self was another.

If God had wanted us to spend all our time fretting about the problems of home ownership, He would never have created beer. This is not to say that I am recommending that you totally ignore your responsibilities as a homeowner and just sit around all day with a can of beer in your hand. No indeed, I have long been a believer in purchasing bottled beer, and pouring it into a chilled glass.

It is one of the great joys of home ownership to fire a pistol in one's own bedroom

How do you think we have the home mortgage deduction? We have it because way back when it was determined that the American dream equaled home ownership. And everybody knows that the vast majority of the American people will never be able to write a check for a house. You have to finance it.

The American Dream is one of success, home ownership, college education for one's children, and have a secure job to provide these and other goals.

These days the American dream of home ownership has turned into a nightmare for millions of families. They wake every day to the reality of a horrible decline in the value of the home that has meant so much to them.

As you know, in this country Anglo-Americans are about 75 to 76 percent home ownership in this country, where Hispanics, African Americans are less than 50 percent.

We have the highest graduation rates, the broadest health care access, and the greatest level of home ownership and workforce participation in the country. And we did it all with a small population in a cold state that coastal big shots refer to as fly-over land.

Most important, [research on affirmative action] has completely failed to show that affirmative action ever closes the academic gap between minorities and whites. And failing in this, affirmative action also fails to help blacks achieve true equality with whites - the ultimate measure of which is parity in skills and individual competence. Without this underlying parity there can never be true equality in employment, income levels, rates of home ownership, educational achievement and the rest.