Personal Finance Quotes

Being a smart shopper is the first step to getting rich.

If you can, you will quickly find that the greatest rate of return you will earn is on your own personal spending. Being a smart shopper is the first step to getting rich.

It's powerfully important that our kids get an education in personal finance.

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

I don't really consider myself to be a personal finance expert compared with some others. There are quite a few that know a lot more than I do.

Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

Personal finances are like people’s personal health, crucial and tragic to the sufferer but tedious to the listener.

The most powerful force in the universe is gossip.

Imagination is the most powerful force in the universe.

One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not.

Unlike most experts in her field, Erika Andersen has an approach to being strategic that's sensible and accessible. With her, you feel capable of creating the business, career and life you want. She's to strategy what Suze Orman is to personal finance!

If you buy things you do not need, soon you will have to sell things you need.

Do not save what is left after spending, but spend what is left after saving.

The safe way to double your money is to fold it over once and put it in your pocket.

Money is not the most important thing in the world. Love is. Fortunately, I love money.

My Big Mama is my No. 1 financial role model. Much of my advice stems from what she taught me. She never made more than $13,000 a year, yet she paid off her home before she retired. She saved money from every paycheck. She taught me to be skeptical. It makes me cry to think that I'm a nationally syndicated personal finance columnist for one of the world's best newspapers and my core advice comes from my black grandmother who was a nurse's aide with just a high school education.

Money, if it does not bring you happiness, will at least help you be miserable in comfort.

Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.

Money is better than poverty, if only for financial reasons.

Time is more valuable than money. You can get more money, but you cannot get more time.

Money often costs too much.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

Sometimes your best investments are the ones you don't make.

Too many people spend money they haven't earned to buy things they don't want to impress people they don't like.

Lack of money is the root of of all evil.

The strongest force in the universe is Compound Interest.

A bank is a place that will lend you money if you can prove that you don't need it.

If you would know the value of money, go and try to borrow some.

Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances.

The real excitement is playing the game.

Money was never a big motivation for me, except as a way to keep score. The real excitement is playing the game.

Formal education will make you a living; self-education will make you a fortune.

A majority of students who come into community colleges are still stuck at high school level or remedial math. And when they take it in college, they still don't pass it. So the Carnegie Foundation got together and created two accelerated courses that focus on real-world applications of numbers like for health, for civics, for personal finance - concepts that you and I use every single day.

There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them.

Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.

Know what you own, and know why you own it.

People used to ask me for advice, and I'd say, 'Please, don't ask me!' Yes, I did economics at Oxford, but that's not the same as having a broad knowledge of personal finance

The lack of money is the root of all evil.

How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.

Being popular is the most important thing in the world!

Family is the most important thing in the world.

An investment in knowledge pays the best interest.

If money is your hope for independence you will never have it

If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.